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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,444 | $64,176+36.3% | $112,249-22.1% | $66,938+30.6% |
| Participation rate | 83.3% | 68.4%+14.9pp | 75.1%+8.3pp | 69.8%+13.5pp |
| Annual return | -13.77% | -13.80%0pp | 27.48%-41.3pp | 1.58%-15.4pp |
| Employer contribution / active EE | $18,689 | $3,007+521.5% | $3,636+414.0% | $2,545+634.3% |
| Participant deferral / active EE | $97 | $3,694-97.4% | $4,729-98.0% | $4,238-97.7% |
| Admin fee / account holder | $22,640 | $626+3517.6% | $6,412+253.1% | $594+3714.5% |