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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,377,072 | $209,422+557.6% | $178,503+671.5% | $158,982+766.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 23.69% | 188.81%-165.1pp | 151.12%-127.4pp | 302.99%-279.3pp |
| Employer contribution / active EE | $17,100 | $5,707+199.6% | $5,011+241.2% | $4,763+259.0% |
| Participant deferral / active EE | $32,731 | $5,955+449.6% | $5,202+529.2% | $5,983+447.0% |
| Admin fee / account holder | $159,953 | $17,079+836.5% | $13,987+1043.6% | $11,252+1321.6% |