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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,521 | $75,183-83.3% | $123,894-89.9% | $55,167-77.3% |
| Participation rate | 99.2% | 72.8%+26.4pp | 81.4%+17.8pp | 69.0%+30.2pp |
| Annual return | 0.00% | 19.01%-19.0pp | 47.52%-47.5pp | 169.23%-169.2pp |
| Employer contribution / active EE | $2,042 | $2,823-27.7% | $4,617-55.8% | $1,963+4.1% |
| Participant deferral / active EE | $5,008 | $5,084-1.5% | $5,984-16.3% | $3,054+64.0% |
| Admin fee / account holder | $1,389 | $663+109.7% | $8,357-83.4% | $504+175.7% |