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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,111 | $57,541+289.5% | $95,728+134.1% | $75,181+198.1% |
| Participation rate | 23.3% | 62.5%-39.3pp | 72.3%-49.0pp | 67.2%-43.9pp |
| Annual return | 20.92% | 34.93%-14.0pp | 28.40%-7.5pp | 160.69%-139.8pp |
| Employer contribution / active EE | $750 | $1,808-58.5% | $2,835-73.5% | $2,671-71.9% |
| Participant deferral / active EE | $2,159 | $3,074-29.7% | $4,245-49.1% | $4,126-47.7% |
| Admin fee / account holder | $2,466 | $4,099-39.8% | $5,673-56.5% | $5,650-56.3% |