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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,786 | $213,785-44.0% | $185,441-35.4% | $155,188-22.8% |
| Participation rate | 72.7% | 83.2%-10.5pp | 80.3%-7.5pp | 80.8%-8.1pp |
| Annual return | 18.46% | 19.97%-1.5pp | 20.16%-1.7pp | 148.84%-130.4pp |
| Employer contribution / active EE | $1,389 | $5,393-74.2% | $4,672-70.3% | $4,248-67.3% |
| Participant deferral / active EE | $4,009 | $6,864-41.6% | $6,152-34.8% | $6,531-38.6% |
| Admin fee / account holder | $1,539 | $21,134-92.7% | $17,890-91.4% | $14,480-89.4% |