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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,513 | $154,209-39.4% | $130,062-28.1% | $139,487-33.0% |
| Participation rate | 70.0% | 82.0%-12.0pp | 78.5%-8.5pp | 80.3%-10.3pp |
| Annual return | 28.65% | 32.52%-3.9pp | -137.37%+166.0pp | 373.84%-345.2pp |
| Employer contribution / active EE | $1,276 | $5,292-75.9% | $4,322-70.5% | $4,755-73.2% |
| Participant deferral / active EE | $1,964 | $6,709-70.7% | $5,821-66.3% | $6,713-70.7% |
| Admin fee / account holder | $1,554 | $13,988-88.9% | $10,601-85.3% | $11,407-86.4% |