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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,678 | $138,102+25.0% | $125,381+37.7% | $134,532+28.4% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -15.06% | 750.73%-765.8pp | 572.31%-587.4pp | 418.27%-433.3pp |
| Employer contribution / active EE | $2,048 | $5,245-61.0% | $4,815-57.5% | $4,741-56.8% |
| Participant deferral / active EE | $4,778 | $7,801-38.8% | $7,448-35.9% | $6,401-25.4% |
| Admin fee / account holder | $2,009 | $11,568-82.6% | $10,007-79.9% | $11,429-82.4% |