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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,062 | $165,399-14.1% | $149,745-5.1% | $158,982-10.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.62% | 348.34%-332.7pp | 276.72%-261.1pp | 302.99%-287.4pp |
| Employer contribution / active EE | $1,817 | $5,105-64.4% | $4,646-60.9% | $4,763-61.9% |
| Participant deferral / active EE | $6,555 | $7,183-8.7% | $6,843-4.2% | $5,983+9.5% |
| Admin fee / account holder | $1,334 | $10,811-87.7% | $9,312-85.7% | $11,252-88.1% |