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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,690 | $106,749+103.9% | $145,433+49.7% | $82,448+164.0% |
| Participation rate | 81.5% | 75.6%+5.8pp | 82.1%-0.6pp | 68.1%+13.4pp |
| Annual return | 19.15% | 27.59%-8.4pp | 66.58%-47.4pp | 41.64%-22.5pp |
| Employer contribution / active EE | $4,890 | $3,444+42.0% | $4,554+7.4% | $2,551+91.7% |
| Participant deferral / active EE | $10,794 | $6,519+65.6% | $7,897+36.7% | $4,139+160.8% |
| Admin fee / account holder | $2,541 | $8,390-69.7% | $13,129-80.6% | $7,234-64.9% |