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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,335 | $102,422+87.8% | $147,117+30.7% | $80,959+137.6% |
| Participation rate | 76.0% | 75.9%+0.1pp | 82.2%-6.2pp | 67.7%+8.3pp |
| Annual return | 16.52% | 135.16%-118.6pp | 420.54%-404.0pp | 35.67%-19.2pp |
| Employer contribution / active EE | $4,046 | $3,717+8.8% | $4,932-18.0% | $2,757+46.7% |
| Participant deferral / active EE | $9,721 | $6,652+46.1% | $8,065+20.5% | $4,300+126.1% |
| Admin fee / account holder | $2,967 | $7,953-62.7% | $12,993-77.2% | $6,925-57.2% |