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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,967 | $86,919-49.4% | $102,457-57.1% | $80,911-45.7% |
| Participation rate | 67.6% | 72.4%-4.7pp | 76.5%-8.8pp | 67.6%0pp |
| Annual return | 11.20% | 18.90%-7.7pp | 29.41%-18.2pp | 35.63%-24.4pp |
| Employer contribution / active EE | $1,389 | $2,368-41.3% | $3,022-54.0% | $2,756-49.6% |
| Participant deferral / active EE | $2,577 | $4,119-37.4% | $5,054-49.0% | $4,297-40.0% |
| Admin fee / account holder | $606 | $8,049-92.5% | $9,451-93.6% | $6,935-91.3% |