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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $545,099 | $157,296+246.5% | $141,191+286.1% | $152,897+256.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 5.22% | 64.34%-59.1pp | 71.41%-66.2pp | 345.43%-340.2pp |
| Employer contribution / active EE | $23,530 | $5,262+347.1% | $4,736+396.8% | $4,764+394.0% |
| Participant deferral / active EE | $4,000 | $7,111-43.7% | $6,710-40.4% | $5,851-31.6% |
| Admin fee / account holder | $0 | $12,125-100.0% | $10,264-100.0% | $11,599-100.0% |