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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,328 | $185,856+35.8% | $170,028+48.4% | $139,456+80.9% |
| Participation rate | 95.5% | 87.8%+7.7pp | 87.0%+8.4pp | 80.3%+15.1pp |
| Annual return | 22.60% | 60.52%-37.9pp | 53.39%-30.8pp | 373.45%-350.9pp |
| Employer contribution / active EE | $7,666 | $7,593+1.0% | $6,788+12.9% | $4,753+61.3% |
| Participant deferral / active EE | $20,479 | $11,623+76.2% | $10,409+96.7% | $6,711+205.1% |
| Admin fee / account holder | $9,672 | $15,387-37.1% | $12,820-24.6% | $11,407-15.2% |