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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,608 | $169,237-40.0% | $129,339-21.4% | $145,978-30.4% |
| Participation rate | 71.4% | 76.5%-5.0pp | 69.6%+1.8pp | 80.3%-8.9pp |
| Annual return | 17.96% | 14364.43%-14346.5pp | 9437.05%-9419.1pp | 550.52%-532.6pp |
| Employer contribution / active EE | $8,512 | $5,540+53.6% | $4,154+104.9% | $4,662+82.6% |
| Participant deferral / active EE | $8,336 | $4,991+67.0% | $4,170+99.9% | $6,690+24.6% |
| Admin fee / account holder | $5,979 | $9,882-39.5% | $7,668-22.0% | $13,400-55.4% |