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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,567 | $63,346-56.5% | $92,240-70.1% | $70,126-60.7% |
| Participation rate | 92.9% | 68.7%+24.2pp | 76.5%+16.4pp | 69.5%+23.3pp |
| Annual return | 17.91% | 530.19%-512.3pp | 176.29%-158.4pp | 73.15%-55.2pp |
| Employer contribution / active EE | $1,786 | $2,471-27.7% | $3,680-51.5% | $2,343-23.8% |
| Participant deferral / active EE | $1,309 | $2,854-54.1% | $3,897-66.4% | $3,332-60.7% |
| Admin fee / account holder | $1,621 | $3,841-57.8% | $5,194-68.8% | $4,645-65.1% |