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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,823 | $52,678-7.3% | $75,784-35.6% | $59,633-18.1% |
| Participation rate | 41.9% | 67.2%-25.4pp | 75.8%-34.0pp | 68.7%-26.8pp |
| Annual return | 0.18% | 2.95%-2.8pp | 9.68%-9.5pp | 2041.45%-2041.3pp |
| Employer contribution / active EE | $581 | $2,193-73.5% | $3,323-82.5% | $2,203-73.6% |
| Participant deferral / active EE | $1,468 | $2,591-43.3% | $3,652-59.8% | $3,192-54.0% |
| Admin fee / account holder | $849 | $3,610-76.5% | $5,300-84.0% | $4,297-80.2% |