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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,343 | $215,361+15.8% | $171,082+45.7% | $273,972-9.0% |
| Participation rate | 83.3% | 82.0%+1.3pp | 76.7%+6.6pp | 83.0%+0.3pp |
| Annual return | 10.72% | 25.14%-14.4pp | 32.56%-21.8pp | 41.46%-30.7pp |
| Employer contribution / active EE | $12,654 | $4,967+154.8% | $4,002+216.2% | $4,869+159.9% |
| Participant deferral / active EE | $5,794 | $5,543+4.5% | $4,797+20.8% | $5,287+9.6% |
| Admin fee / account holder | $11,145 | $10,846+2.8% | $8,520+30.8% | $10,133+10.0% |