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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,740 | $95,580-89.8% | $76,872-87.3% | $139,466-93.0% |
| Participation rate | 60.0% | 74.0%-14.0pp | 69.6%-9.6pp | 80.3%-20.3pp |
| Annual return | 23.33% | 55.00%-31.7pp | 37.90%-14.6pp | 373.66%-350.3pp |
| Employer contribution / active EE | $607 | $3,145-80.7% | $2,533-76.0% | $4,754-87.2% |
| Participant deferral / active EE | $3,494 | $4,623-24.4% | $3,832-8.8% | $6,712-47.9% |
| Admin fee / account holder | $443 | $8,302-94.7% | $5,476-91.9% | $11,409-96.1% |