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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,567 | $183,516-83.9% | $155,534-81.0% | $145,884-79.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 3.90% | 61.43%-57.5pp | 64.92%-61.0pp | 551.85%-548.0pp |
| Employer contribution / active EE | $5,878 | $5,315+10.6% | $4,675+25.7% | $4,662+26.1% |
| Participant deferral / active EE | $7,767 | $6,467+20.1% | $5,630+38.0% | $6,690+16.1% |
| Admin fee / account holder | $1,089 | $19,293-94.4% | $15,900-93.1% | $13,392-91.9% |