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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,719 | $167,353-90.0% | $143,797-88.4% | $134,545-87.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.22% | 0.48%-14.7pp | -0.04%-14.2pp | 418.37%-432.6pp |
| Employer contribution / active EE | $4,327 | $5,620-23.0% | $4,952-12.6% | $4,742-8.7% |
| Participant deferral / active EE | $5,031 | $6,447-22.0% | $5,638-10.8% | $6,401-21.4% |
| Admin fee / account holder | $806 | $18,096-95.5% | $14,679-94.5% | $11,431-92.9% |