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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,949 | $77,358+80.9% | $102,184+37.0% | $87,485+60.0% |
| Participation rate | 87.2% | 78.7%+8.5pp | 82.6%+4.6pp | 68.9%+18.2pp |
| Annual return | 17.57% | 41.11%-23.5pp | 31.58%-14.0pp | 26.06%-8.5pp |
| Employer contribution / active EE | $3,237 | $2,562+26.4% | $3,594-9.9% | $2,596+24.7% |
| Participant deferral / active EE | $11,247 | $6,753+66.6% | $8,309+35.4% | $4,274+163.2% |
| Admin fee / account holder | $11,241 | $6,809+65.1% | $11,609-3.2% | $7,775+44.6% |