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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,850 | $98,776+12.2% | $149,745-26.0% | $79,856+38.8% |
| Participation rate | 71.4% | 75.8%-4.4pp | 82.5%-11.1pp | 69.6%+1.8pp |
| Annual return | 25.75% | 27.38%-1.6pp | 276.72%-251.0pp | 31.71%-6.0pp |
| Employer contribution / active EE | $3,371 | $3,217+4.8% | $4,646-27.4% | $2,471+36.4% |
| Participant deferral / active EE | $9,901 | $5,681+74.3% | $6,843+44.7% | $3,741+164.7% |
| Admin fee / account holder | $11,919 | $6,053+96.9% | $9,312+28.0% | $5,306+124.6% |