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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,949 | $78,520+78.2% | $96,576+44.9% | $82,448+69.7% |
| Participation rate | 87.2% | 77.7%+9.4pp | 81.4%+5.7pp | 68.1%+19.1pp |
| Annual return | 17.57% | 41.30%-23.7pp | 38.47%-20.9pp | 41.64%-24.1pp |
| Employer contribution / active EE | $3,237 | $2,630+23.1% | $3,553-8.9% | $2,551+26.9% |
| Participant deferral / active EE | $11,247 | $6,754+66.5% | $7,956+41.4% | $4,139+171.7% |
| Admin fee / account holder | $11,241 | $13,455-16.5% | $11,381-1.2% | $7,234+55.4% |