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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,994 | $93,117-25.9% | $77,096-10.5% | $134,532-48.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -15.51% | 62.67%-78.2pp | 42.35%-57.9pp | 418.27%-433.8pp |
| Employer contribution / active EE | $13,053 | $3,420+281.6% | $2,814+363.8% | $4,741+175.3% |
| Participant deferral / active EE | $7,512 | $5,241+43.3% | $4,429+69.6% | $6,401+17.4% |
| Admin fee / account holder | $857 | $6,948-87.7% | $5,428-84.2% | $11,429-92.5% |