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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,650 | $104,937-29.8% | $84,628-13.0% | $152,897-51.8% |
| Participation rate | 50.0% | 74.8%-24.8pp | 68.2%-18.2pp | 82.5%-32.5pp |
| Annual return | 17.54% | 373.88%-356.3pp | 258.80%-241.3pp | 345.43%-327.9pp |
| Employer contribution / active EE | $1,820 | $3,303-44.9% | $2,653-31.4% | $4,764-61.8% |
| Participant deferral / active EE | $13,120 | $4,690+179.8% | $3,900+236.4% | $5,851+124.2% |
| Admin fee / account holder | $588 | $6,243-90.6% | $4,914-88.0% | $11,599-94.9% |