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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,628 | $48,235-13.7% | $68,803-39.5% | $68,490-39.2% |
| Participation rate | 42.9% | 60.7%-17.8pp | 69.0%-26.2pp | 67.9%-25.0pp |
| Annual return | -19.04% | -12.70%-6.3pp | -6.37%-12.7pp | -7.85%-11.2pp |
| Employer contribution / active EE | $1,828 | $1,8290% | $2,656-31.2% | $2,597-29.6% |
| Participant deferral / active EE | $5,008 | $2,867+74.7% | $3,942+27.0% | $4,028+24.3% |
| Admin fee / account holder | $127 | $4,361-97.1% | $4,936-97.4% | $5,403-97.7% |