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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,735 | $115,810-85.5% | $101,271-83.5% | $158,966-89.5% |
| Participation rate | 35.3% | 79.4%-44.1pp | 75.8%-40.5pp | 82.0%-46.7pp |
| Annual return | 22.98% | 56.15%-33.2pp | 46.48%-23.5pp | 302.95%-280.0pp |
| Employer contribution / active EE | $0 | $4,175-100.0% | $3,660-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $1,927 | $4,958-61.1% | $4,371-55.9% | $5,983-67.8% |
| Admin fee / account holder | $0 | $7,248-100.0% | $5,948-100.0% | $11,250-100.0% |