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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,069 | $81,208-87.6% | $98,920-89.8% | $79,852-87.4% |
| Participation rate | 85.7% | 72.5%+13.2pp | 76.0%+9.7pp | 69.6%+16.1pp |
| Annual return | 15.47% | 60.99%-45.5pp | 196.47%-181.0pp | 31.72%-16.2pp |
| Employer contribution / active EE | $3,029 | $1,960+54.6% | $2,689+12.6% | $2,471+22.6% |
| Participant deferral / active EE | $382 | $3,265-88.3% | $4,245-91.0% | $3,740-89.8% |
| Admin fee / account holder | $833 | $6,013-86.2% | $6,643-87.5% | $5,306-84.3% |