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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,088 | $190,879+49.9% | $160,009+78.8% | $134,532+112.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -29.91% | 552.63%-582.5pp | 408.85%-438.8pp | 418.27%-448.2pp |
| Employer contribution / active EE | $4,393 | $4,995-12.0% | $4,225+4.0% | $4,741-7.3% |
| Participant deferral / active EE | $6,725 | $6,924-2.9% | $6,183+8.8% | $6,401+5.1% |
| Admin fee / account holder | $43,042 | $10,495+310.1% | $8,715+393.9% | $11,429+276.6% |