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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,632 | $211,946+34.8% | $169,452+68.6% | $135,379+111.0% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | 1.38% | 3.26%-1.9pp | 1.83%-0.5pp | 519.79%-518.4pp |
| Employer contribution / active EE | $9,103 | $5,117+77.9% | $4,157+119.0% | $4,779+90.5% |
| Participant deferral / active EE | $2,700 | $6,075-55.6% | $5,277-48.8% | $5,609-51.9% |
| Admin fee / account holder | $7,877 | $11,472-31.3% | $9,110-13.5% | $10,828-27.3% |