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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,081 | $82,678-29.8% | $125,391-53.7% | $68,490-15.2% |
| Participation rate | 96.0% | 75.1%+20.9pp | 82.4%+13.6pp | 67.9%+28.1pp |
| Annual return | -14.90% | -5.97%-8.9pp | 572.41%-587.3pp | -7.85%-7.0pp |
| Employer contribution / active EE | $3,914 | $3,382+15.7% | $4,816-18.7% | $2,597+50.7% |
| Participant deferral / active EE | $8,089 | $6,111+32.4% | $7,448+8.6% | $4,028+100.8% |
| Admin fee / account holder | $1,656 | $6,277-73.6% | $10,009-83.5% | $5,403-69.4% |