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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,529 | $138,076-72.1% | $123,553-68.8% | $135,380-71.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.91% | 153.70%-159.6pp | 119.21%-125.1pp | 519.81%-525.7pp |
| Employer contribution / active EE | $4,425 | $5,152-14.1% | $4,628-4.4% | $4,779-7.4% |
| Participant deferral / active EE | $7,528 | $6,800+10.7% | $6,426+17.2% | $5,609+34.2% |
| Admin fee / account holder | $2,139 | $10,917-80.4% | $9,284-77.0% | $10,828-80.2% |