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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,351 | $211,239-4.7% | $178,528+12.8% | $145,877+38.0% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 15.68% | 30.22%-14.5pp | 27.11%-11.4pp | 551.28%-535.6pp |
| Employer contribution / active EE | $435 | $4,570-90.5% | $3,950-89.0% | $4,663-90.7% |
| Participant deferral / active EE | $1,365 | $6,963-80.4% | $6,278-78.3% | $6,691-79.6% |
| Admin fee / account holder | $6,843 | $12,095-43.4% | $10,419-34.3% | $13,402-48.9% |