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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,719 | $202,440-29.5% | $169,390-15.7% | $139,466+2.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 0.63% | 532.36%-531.7pp | 406.07%-405.4pp | 373.66%-373.0pp |
| Employer contribution / active EE | $496 | $4,693-89.4% | $4,013-87.6% | $4,754-89.6% |
| Participant deferral / active EE | $4,013 | $6,940-42.2% | $6,222-35.5% | $6,712-40.2% |
| Admin fee / account holder | $1,955 | $10,722-81.8% | $9,015-78.3% | $11,409-82.9% |