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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,121 | $142,430-68.3% | $115,170-60.8% | $152,885-70.5% |
| Participation rate | 100.0% | 82.4%+17.6pp | 75.9%+24.1pp | 82.5%+17.5pp |
| Annual return | 19.79% | 41.48%-21.7pp | 35.60%-15.8pp | 345.39%-325.6pp |
| Employer contribution / active EE | $1,396 | $4,011-65.2% | $3,179-56.1% | $4,763-70.7% |
| Participant deferral / active EE | $3,956 | $5,165-23.4% | $4,169-5.1% | $5,851-32.4% |
| Admin fee / account holder | $2,284 | $8,464-73.0% | $7,089-67.8% | $11,598-80.3% |