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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,750 | $109,372-26.2% | $89,414-9.7% | $158,966-49.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 18.58% | 345.55%-327.0pp | 245.50%-226.9pp | 302.95%-284.4pp |
| Employer contribution / active EE | $13,065 | $3,171+312.0% | $2,586+405.1% | $4,762+174.3% |
| Participant deferral / active EE | $1,045 | $4,598-77.3% | $3,890-73.1% | $5,983-82.5% |
| Admin fee / account holder | $14,475 | $6,156+135.1% | $4,883+196.4% | $11,250+28.7% |