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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,676 | $95,188-37.3% | $76,518-22.0% | $135,379-55.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -12.85% | 4.85%-17.7pp | -0.27%-12.6pp | 519.79%-532.6pp |
| Employer contribution / active EE | $10,760 | $3,303+225.8% | $2,647+306.5% | $4,779+125.2% |
| Participant deferral / active EE | $914 | $4,640-80.3% | $3,836-76.2% | $5,609-83.7% |
| Admin fee / account holder | $514 | $6,249-91.8% | $4,849-89.4% | $10,828-95.2% |