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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,896 | $91,559+76.8% | $133,959+20.9% | $79,858+102.7% |
| Participation rate | 96.0% | 73.3%+22.7pp | 79.8%+16.2pp | 69.6%+26.4pp |
| Annual return | 11.24% | 61.85%-50.6pp | 45.09%-33.9pp | 31.72%-20.5pp |
| Employer contribution / active EE | $6,189 | $2,384+159.6% | $3,919+57.9% | $2,471+150.5% |
| Participant deferral / active EE | $8,751 | $3,734+134.4% | $5,047+73.4% | $3,740+134.0% |
| Admin fee / account holder | $349 | $6,321-94.5% | $8,928-96.1% | $5,306-93.4% |