Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $44,376 |
MATRANGA & COMPANY4 years Service code 15 6255 LUSK BLVD SUITE 150 · SAN DIEGO, CA 92121 | Recordkeeping | $9,375 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,236 | $76,669-77.5% | $96,520-82.1% | $71,495-75.9% |
| Participation rate | 95.7% | 66.6%+29.1pp | 74.3%+21.3pp | 67.9%+27.7pp |
| Annual return | 11.48% | 48.29%-36.8pp | 35.72%-24.2pp | 28.85%-17.4pp |
| Employer contribution / active EE | $424 | $3,031-86.0% | $3,739-88.7% | $2,589-83.6% |
| Participant deferral / active EE | $1,119 | $3,771-70.3% | $4,879-77.1% | $4,291-73.9% |
| Admin fee / account holder | $364 | $2,028-82.1% | $6,733-94.6% | $1,588-77.1% |