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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,751 | $110,379-76.7% | $102,412-74.9% | $145,884-82.3% |
| Participation rate | 61.5% | 77.9%-16.4pp | 74.5%-13.0pp | 80.3%-18.8pp |
| Annual return | 13.23% | 24.84%-11.6pp | 24.94%-11.7pp | 551.85%-538.6pp |
| Employer contribution / active EE | $1,673 | $4,216-60.3% | $3,870-56.8% | $4,662-64.1% |
| Participant deferral / active EE | $2,954 | $5,622-47.5% | $5,060-41.6% | $6,690-55.8% |
| Admin fee / account holder | $2,083 | $9,745-78.6% | $8,388-75.2% | $13,392-84.4% |