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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,614 | $106,280-80.6% | $96,538-78.6% | $139,487-85.2% |
| Participation rate | 66.7% | 77.8%-11.2pp | 74.3%-7.7pp | 80.3%-13.7pp |
| Annual return | 25.00% | 38.48%-13.5pp | 35.74%-10.7pp | 373.84%-348.8pp |
| Employer contribution / active EE | $2,334 | $4,107-43.2% | $3,740-37.6% | $4,755-50.9% |
| Participant deferral / active EE | $3,981 | $5,457-27.0% | $4,880-18.4% | $6,713-40.7% |
| Admin fee / account holder | $1,561 | $7,888-80.2% | $6,737-76.8% | $11,407-86.3% |