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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,954 | $77,817-55.1% | $123,553-71.7% | $64,173-45.5% |
| Participation rate | 72.5% | 74.7%-2.2pp | 82.3%-9.7pp | 69.6%+3.0pp |
| Annual return | -8.45% | 12.49%-20.9pp | 119.21%-127.7pp | 7.63%-16.1pp |
| Employer contribution / active EE | $5,621 | $3,014+86.5% | $4,628+21.4% | $2,381+136.1% |
| Participant deferral / active EE | $4,032 | $5,240-23.1% | $6,426-37.3% | $3,470+16.2% |
| Admin fee / account holder | $5,277 | $5,519-4.4% | $9,284-43.2% | $4,887+8.0% |