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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,954 | $85,766-55.7% | $136,298-72.2% | $70,126-45.9% |
| Participation rate | 76.0% | 74.2%+1.8pp | 81.9%-5.9pp | 69.5%+6.5pp |
| Annual return | 18.17% | 31.46%-13.3pp | 5156.27%-5138.1pp | 73.15%-55.0pp |
| Employer contribution / active EE | $5,453 | $2,966+83.8% | $4,696+16.1% | $2,343+132.8% |
| Participant deferral / active EE | $3,495 | $5,051-30.8% | $6,247-44.1% | $3,332+4.9% |
| Admin fee / account holder | $1,259 | $5,421-76.8% | $9,244-86.4% | $4,645-72.9% |