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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,691 | $56,197+34.7% | $67,652+11.9% | $59,633+26.9% |
| Participation rate | 58.9% | 71.5%-12.5pp | 75.7%-16.7pp | 68.7%-9.7pp |
| Annual return | 12.49% | 18508.10%-18495.6pp | 6625.40%-6612.9pp | 2041.45%-2029.0pp |
| Employer contribution / active EE | $2,068 | $1,615+28.1% | $2,266-8.7% | $2,203-6.1% |
| Participant deferral / active EE | $5,335 | $2,844+87.6% | $3,560+49.9% | $3,192+67.2% |
| Admin fee / account holder | $3,749 | $3,958-5.3% | $4,821-22.2% | $4,297-12.7% |