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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,591 | $112,935+59.0% | $90,970+97.4% | $158,966+13.0% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 14.50% | 215.79%-201.3pp | 134.58%-120.1pp | 302.95%-288.4pp |
| Employer contribution / active EE | $2,512 | $2,895-13.2% | $2,122+18.4% | $4,762-47.3% |
| Participant deferral / active EE | $13,000 | $4,129+214.9% | $3,373+285.4% | $5,983+117.3% |
| Admin fee / account holder | $371 | $8,045-95.4% | $5,960-93.8% | $11,250-96.7% |