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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,558 | $82,630+32.6% | $64,105+70.9% | $125,389-12.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 68.2%+31.8pp | 83.2%+16.8pp |
| Annual return | -4.67% | 1489.72%-1494.4pp | 791.24%-795.9pp | 282.24%-286.9pp |
| Employer contribution / active EE | $11,016 | $2,671+312.4% | $1,820+505.3% | $4,866+126.4% |
| Participant deferral / active EE | $8,000 | $3,608+121.7% | $2,822+183.5% | $5,352+49.5% |
| Admin fee / account holder | $718 | $6,382-88.7% | $4,499-84.0% | $9,541-92.5% |