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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,514 | $198,457-51.4% | $170,435-43.4% | $147,586-34.6% |
| Participation rate | 80.0% | 88.0%-8.0pp | 83.6%-3.6pp | 82.8%-2.8pp |
| Annual return | 12.81% | 257.30%-244.5pp | 205.94%-193.1pp | 578.59%-565.8pp |
| Employer contribution / active EE | $1,758 | $6,183-71.6% | $5,432-67.6% | $4,876-64.0% |
| Participant deferral / active EE | $4,694 | $5,629-16.6% | $4,939-5.0% | $5,439-13.7% |
| Admin fee / account holder | $561 | $16,852-96.7% | $13,881-96.0% | $10,886-94.8% |