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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,150 | $148,623+30.6% | $135,974+42.8% | $139,466+39.2% |
| Participation rate | 70.0% | 83.9%-13.9pp | 81.9%-11.9pp | 80.3%-10.3pp |
| Annual return | 15.07% | 79.30%-64.2pp | 68.30%-53.2pp | 373.66%-358.6pp |
| Employer contribution / active EE | $10,000 | $5,246+90.6% | $4,859+105.8% | $4,754+110.4% |
| Participant deferral / active EE | $4,579 | $8,103-43.5% | $7,760-41.0% | $6,712-31.8% |
| Admin fee / account holder | $8,741 | $12,406-29.5% | $10,767-18.8% | $11,409-23.4% |