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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,990 | $167,353+3.4% | $143,797+20.3% | $134,545+28.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -7.22% | 0.48%-7.7pp | -0.04%-7.2pp | 418.37%-425.6pp |
| Employer contribution / active EE | $6,784 | $5,620+20.7% | $4,952+37.0% | $4,742+43.1% |
| Participant deferral / active EE | $7,161 | $6,447+11.1% | $5,638+27.0% | $6,401+11.9% |
| Admin fee / account holder | $2,059 | $18,096-88.6% | $14,679-86.0% | $11,431-82.0% |