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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,343 | $209,422-41.6% | $178,503-31.5% | $158,982-23.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 5.42% | 188.81%-183.4pp | 151.12%-145.7pp | 302.99%-297.6pp |
| Employer contribution / active EE | $6,364 | $5,707+11.5% | $5,011+27.0% | $4,763+33.6% |
| Participant deferral / active EE | $6,196 | $5,955+4.0% | $5,202+19.1% | $5,983+3.5% |
| Admin fee / account holder | $17,143 | $17,079+0.4% | $13,987+22.6% | $11,252+52.4% |