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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,351 | $185,856-11.0% | $170,028-2.8% | $139,456+18.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 14.73% | 60.52%-45.8pp | 53.39%-38.7pp | 373.45%-358.7pp |
| Employer contribution / active EE | $8,157 | $7,593+7.4% | $6,788+20.2% | $4,753+71.6% |
| Participant deferral / active EE | $5,338 | $11,623-54.1% | $10,409-48.7% | $6,711-20.5% |
| Admin fee / account holder | $1,438 | $15,387-90.7% | $12,820-88.8% | $11,407-87.4% |